50+ lenders · 2-minute check · No credit impact

Compare personal loan rates — right from your cab.

1099 and owner-operator income welcome. Rates from 5.99% APR. Funded as fast as next business day.

What do you need the loan for?

Consolidate my debts

Combine multiple payments into one lower monthly bill

Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Rig repair or maintenance

Tires, engine work, equipment, or trailer repairs

Cover a big expense

Finance a major purchase with predictable payments

Something else

We can help with that too

Checking your rate won't affect your credit score.

Compare rates from lenders like

★★★★★

“Filled it out at a truck stop in Tennessee. Had an offer by the time I was back on the highway.”

Dale W.

OTR Owner-Operator

★★★★★

“Used Trucker Loans to finance a trailer repair that would've parked me for a week. Back rolling the next day.”

Luis C.

Regional CDL Driver

1099 income? Our lenders evaluate it. Bring tax returns or bank statements.

Need it fast? Funded as fast as the next business day after you accept an offer.

Worried about your score? Soft pull only. No impact until you formally apply.

Common questions

What is a personal loan?

A personal loan gives you a fixed amount of cash that you repay in equal monthly installments over a set term — typically 2 to 7 years. The rate is fixed, so your payment never changes. No collateral required.

Will checking my rate affect my credit score?

No. We use a soft credit pull to show you real rates. Your score is not affected. A hard pull only happens if you pick an offer and formally apply with a lender.

Can I qualify with 1099 or owner-operator income?

Yes. Our lending partners evaluate self-employed and 1099 income. You'll typically need the last 1–2 years of tax returns or bank statements showing consistent deposits. Irregular pay cycles are expected — lenders account for that.

Your rate is waiting.

2 minutes. No credit impact. Pick your loan purpose to get started.